Take another form of payment in case of emergency.You can use our app to view your PIN number if you can't remember it.Does your card expire when you are away? If your card is due to expire within 90 days, you can request a replacement card.Our guide on how to activate your card is here. Our fraud and security systems are always on the lookout for suspicious activity on your accounts meaning you can relax when you are away making going abroad stress free. You no longer have to tell us when you are travelling abroad. If you choose to allow the provider to convert the transaction to pounds, they may make a separate charge for conversion. **This example assumes you allow us to convert the transaction from foreign currency to pounds. The European Economic Area (EEA), which means the countries in the European Union plus Iceland, Norway and Liechtenstein. ^For debit card transactions in Euro within the EEA the foreign currency cash fee of £1.50, the foreign cash fee of £1.50, and the foreign currency purchase fee of £0.50 were removed on the 13th December 2019. Please refer to your account terms and conditions or see credit cards details or debit cards details for more information Other fees, charges and interest may apply. The foreign currency transaction fee is a fee for currency conversion. For travel money, the exchange rate is determined by us. For further information and other exchange rates and currencies see MasterCard or Visa. Consider its appropriateness to these factors before acting on it.Our exchange rates for card transactions are determined by the payment scheme provider for the card. This information does not take your personal objectives, circumstances or needs into account. Westpac does not guarantee this insurance. This insurance is underwritten by Allianz. If an eligible persons wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the Complimentary Insurance Policy Information booklet which may be amended from time to time. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible St.George cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). To ensure access to other payment options in these countries, visit a St.George branch to arrange an alternative solution.ġ Complimentary Insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible persons to claim under it as third party beneficiaries. St.George cards are not accessible and cannot be used in the following affected countries: Cuba, Crimea, Donetsk and Luhansk regions of Ukraine, Iran, North Korea, Russia, Sudan and Syria. Some countries present significant risk in relation to sanctions compliance. St.George operates in many overseas locations and must comply with economic and trade sanctions at all times.Help us protect your accounts while overseas by letting us know when and where you are travelling.Apply to increase your credit limit, if necessary, to avoid over limit fees.Set up an Autopay automatic payment arrangement to your credit card by logging onto Internet or Mobile Banking.Register for Internet Banking so you can check your balances and make repayments online. Please keep in mind that access to St.George online services is blocked in these locations.This ‘One Time Password’ SMS can be received using your temporary overseas mobile number. If you’re unable to access your Australian mobile number but you have a temporary overseas mobile number, let us know by calling the number on the back of your card.
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